No Obligation to Buy
Secure Your Financing First!
Discover Your Car Financing Options Today!
*See terms and conditions
Yes Get Me Approved ➤
Secure your new car in 4 easy steps
How It Works
Apply Online
Quick 2-minute form to get started.
Get Pre-Approved
We match you to the best lender. No impact to credit.
Choose Your Car
Pick from nationwide dealers or tell us what you want.
Drive Away
Sign online. We sort the rest.
Browse, Select & Drive
Our online vehicle selector lets you find the perfect car without leaving your seat. Watch the car appear on screen, compare your favourites, and choose with confidence — all from your device.
- 🚘 Instant access to nationwide stock
- 🖥️ Browse by type, budget, or preference
- ☕ All while sipping your coffee at home
Secure Vehicle Access ✅
Why CarPow?
Applying online only takes a couple of minutes — and it's 100% obligation-free.
Don't waste time. Secure your pre-approval today with our streamlined process that checks affordability against multiple lenders at once. No paperwork, no guesswork — just answers.
- 📱 Start with a quick online form
- 🏦 We match you with suitable lenders instantly
- 🚗 Then choose from any make or model — new or used
Online Customer Portal
See exactly where your loan is up to 24 hours a day, download documents and even pick your perfect vehicle from our instant buy stock list if you wish.
Online Eligibility Explained
Track your loan in real time like a pizza delivery — seriously.
Each step updates automatically in your CarPow dashboard — anytime, anywhere.
CarPows technology let's you take a picture with your smartphone and upload both sides directly into our system. Your licence type helps your eligibility chances depending on your credit profile also.
To allow us the ability to view your last 3 months bank statements all you need do is click the secure link provided and enter your customer number and password. We instantly receive all the information we need to get your loan assessed. We also make this affordability assessment available for you to download so you can see exactly what our lending team are looking at.
If you are in receipt of some form of benefit from WINZ or IRD we ask for you to also upload a screen-shot of this payment amount so we can add onto your income. More income = more affordability which can lead to higher chance of success and also loan size amount.
Yes. CarPow are market leaders when it comes to finance for a reason. We utilise a wide variety of lending providers to ensure we can offer solutions to as many of our customers as possible. Bad credit is simply a factor of life for a great number of people so at CarPow our team are experts at getting the very best outcomes. Providing you are able to show that you can afford the repayments of the car loan then we have a great chance of a successful outcome for your bad credit car loan.